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AGENTIC SOFTWARE DEVELOPMENT CASE STUDY: FINANCE INDUSTRY

Consumer Lending Platform for WinCredit Corporation

Xamun empowers a lending company to rapidly deploy a lending platform, reducing development timelines from months to mere weeks

Project Overview

Comparison with Traditional Development

With Xamun
Without Xamun
Impact
Development Time
3 weeks
39 to 78 weeks*
~95% faster
Team Size
8 people
10 to 15 people*
~57% higher productivity
Estimated Build Cost
~$35 to 40K
~$500K to $1M*
~94% cost savings
* based on a 60-page lending platform built using traditional software development methods

Client Overview

The client, a lending company dedicated to supporting public school teachers, provides credit facilities tailored to their unique financial needs. They reached out to Xamun to build a digital lending solution for their growing number of customers. The software is meant to streamline loan approvals, offer competitive interest rates, and simplify repayment processes to empower teachers in managing their financial goals.

The Challenge

While committed to providing accessible financial solutions, the client faced significant operational hurdles. Their reliance on manual processes – from application intake to loan servicing – was creating inefficiencies that hindered growth and limited their ability to effectively serve their target audience.

The key challenges included:

Limited Client Capacity: Staff spent excessive time on manual tasks, reducing the number of teachers they could assist.

Inefficient Processes: Redundant data entry and lack of automation led to errors and wasted time.

Scalability Issues: The manual processes made it difficult to handle increasing demand and expand the business.

These challenges emphasized the need for a digital solution that would streamline operations, improve efficiency, and enable the client to better support their customers

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Our Solution

To develop a cutting-edge digital lending platform, the client partnered with Xamun, leveraging agentic software development. Xamun utilizes AI agents to accelerate timelines, optimize code, and create an intuitive, high-performance platform tailored for public school teachers.

Some Key Features:

Loan Calculator and Statement of Account

1. Built-in Loan Calculator – The app includes a loan calculator that allows users to estimate repayments easily, enhancing financial planning.

2. Comprehensive Statement of Account – Users can access real-time statements of account, ensuring transparency and seamless loan tracking.

How Xamun Supports These Features

Xamun’s AI-driven platform accelerates the development of such features through:

1. Optimized User Interface (UI) Design – AI agents automatically generated UI designs aligned with the platform’s features and user needs.

2. Accelerated Code Generation – AI-assisted coding streamlined development, reducing repetitive tasks and significantly cutting down time to launch.

By harnessing AI in software development, Xamun delivered a highly efficient, user-friendly digital lending platform faster and more effectively than traditional methods.

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About Xamun
Xamun delivers enterprise-grade software at startup-friendly cost and speed through agentic software development. We seek to unlock innovations that have been long shelved or even forgotten by startup founders, mid-sized business owners, enterprise CIOs that have been scarred by failed development projects.

We do this by providing a single platform to scope, design, and build web and mobile software that uses AI agents in various steps across the software development lifecycle.​Xamun mitigates risks in conventional ground-up software development and it is also a better alternative to no-code/low-code because we guarantee bug-free and scalable, enterprise-grade software - plus you get to keep the code in the end.

We make the whole experience of software development easier and faster, deliver better quality, and ensure successful launch of digital solutions.
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